UBA Magic Banking is an electronic banking product that allows customers to access their bank account and perform transactions via USSD on their mobile phones. It enables subscribers’ carryout basic banking services anywhere in the country. This channel is accessible on both feature phones (“Yam”) and smartphones.

Like Banking? You'd love it even more when you use *822#

Steps to Magic Banking (*822#)

Simply dial *822# and follow the easy steps.  It is that easy!  Be eligible for our online banking services, that lets you bank on the go

Features & Benefits

• – No queues


• – Self-enrolment


• – Balance Enquiry


• – Airtime Top-up


• – UBA account to another UBA


• – UBA account to prepaid card

 Bill payment